Mortgage rates today
Here are today's mortgage rates in 97206. Get a personalized quote for your area in as little as 3 minutes, with no impact to your credit score.
What are today's interest rates and why do they matter?
Mortgage rates refer to the current interest rates that lenders offer on mortgage loans. Rates can change based on factors like the economy, Federal Reserve policies, and market expectations.
Factors that affect your current mortgage rate
- Credit score: Higher credit scores generally result in lower interest rates
- Down payment: Making a 20% or higher down payment can lower your interest rate
- Loan term: Shorter-term mortgages often come with lower interest rates
- Loan type: The type of loan you choose can impact your interest rate