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Home Equity Line of Credit Calculator

Use our HELOC Calculator to quickly estimate monthly home equity payments and discover how different factors can affect your loan payment.

$50k-$500kFrom Your Home Equity
7 DaysCash in Hand
9.5%Starting Rate

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$25K$500K
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Your HELOC Estimate

$0/month
Available Equity$0
Max Borrow Amount$0
Interest Rate9.5%

What is a HELOC?

A home equity line of credit, commonly known as a HELOC, is a financial tool that allows homeowners to tap into the equity they have built in their property. It works as a revolving line of credit, similar to a credit card, where borrowers can access funds as needed.

What can you use a HELOC for?

HELOCs can be used for various purposes, like funding home improvements, a down payment for a new home, education expenses, emergency expenses, or even debt consolidation – pretty much anything you want!

How much equity can I borrow from my home?

The maximum amount you're allowed to borrow is determined by the equity in your home. Typically lenders will extend a line of credit that, when combined with the balance of your current mortgage, does not exceed 85-90% of your home's value.